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Lehigh Valley Foreclosure Search

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**Hint:**  If you are looking for a Foreclosure or Short Sale home, use the Advanced Search (then select from the proper heading).

What is a Foreclosure?

Foreclosure is the process when a homeowner’s rights to a property are forfeited because of their failure to pay the mortgage.  If the owner cannot pay off the outstanding debt or sell it via a short sale, the property then goes to a foreclosure auction.  If the property does not sell at auction, it then becomes the property of the lending institution.

Five Stages to a Foreclosure:

  • Missed Payments
  • Public Notice
  • Pre-Foreclosure
  • Auction
  • Post-Foreclosure

Missed Payments:

Foreclosures start when a borrower fails to make timely mortgage payments.  This may be due to hardships such as unemployment, divorce, death, or a medical issue.  Other times, a borrower may decide to stop paying their mortgage because the property might be “underwater” (mortgage exceeds the value of the home).

Public Notice:

After several missed payments the lender records a public notice with the County Recorder’s Office indicating the borrower has defaulted on their mortgage.  This official notice is intended to make the borrower aware he is in danger of losing all rights to the property, and may be evicted from the premises.

Pre-Foreclosure:

During this time the borrower can work out an arrangement with the lender via a short sale or pay the outstanding amount due.  If the borrower pays off the debt during this phase, foreclosure ends and the borrower avoids home eviction and sale.  If not, the foreclosure process continues.

Auction:

If the default is not remedied by the prescribed deadline, the lender sets a date for the home to be sold at a foreclosure auction.  The notice of sale is recorded with the County Recorder’s Office and a notification is delivered to the borrower, posted on the property, recorded on the County’s Website, and printed in the newspaper.  The location of the auction will also be published.

Before the auction the borrower still has an opportunity to pay off the debt.  If not, the home is auctioned to the highest bidder or the bank buys back the property.

Post-Foreclosure:

If the property is not purchased at the foreclosure auction, the lender takes ownership and it becomes what is known as a bank-owned property or REO (real estate owned).

Bank-Owned properties are usually listed for sale with a local real estate office.

Please call, text, or email if I can be of service to you.  Thank you.

Featured Lehigh Valley Foreclosed Homes For Sale:

3906 Tamarind, Bethlehem image
3906 Tamarind, Bethlehem $221,000

What an amazing opportunity to own this single family ranch home located in Emerald Hills Phase II subdivision. This home features 3 adequately sized bedrooms, 2 full ba...

  • 3 Beds
  • 1 Baths
  • 629955 MLS
3628 Rip, Slatington image
3628 Rip, Slatington $340,000

Come see what this fantastic home has to offer!!! Privacy and seclusion!!! This large colonial has much to offer including a large modern eat-in kitchen open to the fam...

  • 4 Beds
  • 3 Baths
  • 629409 MLS
297 Farmview, Upper Nazareth Township image
297 Farmview, Upper Nazareth Township $239,900 ▼

Don't miss this two story colonial, located in popular Nazareth School District! Home features 3 bedrooms, 2.5 baths, family room with fireplace, breakfast nook, vaulted ...

  • 3 Beds
  • 3 Baths
  • 628517 MLS
6 Keglovits, Northampton image
6 Keglovits, Northampton $218,900 ▼

Large home, spacious floor plan, convenient location...it's all here in this Northampton single! Built in 1989, this 4 bedroom, 2 full/2 half bath home features over 2300...

  • 4 Beds
  • 4 Baths
  • 620740 MLS
353 Wedgewood, Palmer Township image
353 Wedgewood, Palmer Township $324,000 ▼

Beautifully newly renovated 4 bedroom, 2.5 bath home. Restored hardwood floors, new carpets throughout. Kitchen has new appliances, countertops and cabinets. Neutral c...

  • 4 Beds
  • 3 Baths
  • 616717 MLS

The data relating to real estate for sale or previously for sale on this web site comes in part from the Internet Data Exchange of the Greater Lehigh Valley REALTORS® Multiple Listing Service. The information being provided is for consumes personal, non-commercial use and may not be used for any purpose. Information is deemed reliable but not guaranteed. Copyright 2019 Greater Lehigh Valley REALTORS®.

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Address Search

Popular Areas in the Lehigh Valley

Are you looking for that special home?

Chances are you will find that special home in one of the communities listed below from Northampton or Lehigh Counties.

Or, if you are looking for that special home from a specific School District, use the Advanced Search, then Property Details - School District.

Or, if you are looking for Sold homes, use the Advanced Search & Sold category.

Northampton County Real Estate

  • Allen Twp
  • Lower Nazareth Twp
  • Bangor
  • Lower Saucon Twp
  • Bath
  • Moore Twp
  • Bethlehem
  • Nazareth
  • Bethlehem Twp
  • Northampton
  • Bushkill Twp
  • Palmer Twp
  • East Allen Twp
  • Plainfield Twp
  • Easton
  • Upper Mt. Bethel Twp
  • Forks Twp
  • Upper Nazareth Twp
  • Freemansburg
  • Walnutport
  • Hanover Twp
  • Washington Twp
  • Hellertown
  • Williams Twp
  • Lehigh Twp
  • Wilson
  • Lower Mt. Bethel Twp
  • Wind Gap

Lehigh County Real Estate

  • Alburtis
  • Lynn Twp
  • Allentown
  • Macungie
  • Bethlehem
  • North Whitehall Twp
  • Catasauqua
  • Salisbury Twp
  • Coopersburg
  • Slatington
  • Coplay
  • South Whitehall Twp
  • Emmaus
  • Upper Macungie Twp
  • Fountain Hill
  • Upper Milford Twp
  • Heidelberg Twp
  • Upper Saucon Twp
  • Lower Macungie Twp
  • Washington Twp
  • Lower Milford Twp
  • Weisenberg Twp
  • Lowhill Twp
  • Whitehall Twp

Public Schools

  • OVERVIEW
  • Northern Lehigh
  • Allentown
  • Northwestern Lehigh
  • Bangor Area
  • Parkland
  • Bethlehem Area
  • Pen Argyl Area
  • Catasauqua Area
  • Salisbury Township
  • Easton Area
  • Saucon Valley
  • East Penn
  • Southern Lehigh
  • Nazareth Area
  • Whitehall Coplay
  • Northampton Area
  • Wilson Area

Catholic Schools

  • OVERVIEW

Colleges and Universities

  • OVERVIEW

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How may I help you?

Diane Werner-Pettinari, ABR, e-PRO, SFR, SRES, SRS
Sales Associate

Grace Realty Co., Inc.
2299 Brodhead Road
LVIP IV, Suite B
Bethlehem, PA  18020 USA
Office = (610) 867-1551
Cell = (215) 872-2200
Fax = (610) 867-5019
Email = DianePett@outlook.com
Website = www.DianePett.com
License #RS288136 (PA) and            #0784998 (NJ - Referral Status)

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